A Big Push for Little Results Last year, the federal government pushed lenders very hard to rework deals for thousands of mortgage holders. The drop in home prices almost collapsed the market. The feds wanted to do something for the individual homeowner and developed the loan modification program. Under this program, lenders were supposed to re-work ...

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This is just a reminder that as of 1/1/10, Sprint is changing their contracts to add a “Regulatory Charge” of 20 cents per month. This is essentially a fee that they are adding to your contract, as it is not a consumer tax nor is it required by law. ...

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This is a guest post from Richard Barrington, a freelance writer and novelist who spent over 20 years as an investment industry executive. There’s nothing like the holidays to make you think of cold weather — and your spending. If your wallet is as leaky as your windows, there’s a way to kill two birds with ...

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New trend Parents are relying on personal loans for expenses as their adult children return home. The recession has brought about many necessary changes in the lives of Americans, and one of the most common trends is for adult children to move back home with their parents. Studies are showing that this is a growing trend ...

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We All Make Mistakes Almost everyone has had blemishes on his or her credit history at some point. In these tough economic times, this is more common than ever. Maybe you have had to let payments slip past 30 days or maxed out a credit card or two to bridge the gap between paychecks. Worse, you ...

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